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CalculatorsCrypto staking calculator

Crypto staking calculator

A crypto staking calculator estimates the rewards a staked amount could earn from its yield, the validator's commission and how often rewards compound. Yields differ by coin and by validator and change over time: on November 8, 2026, Staking Rewards showed 2.51% for Ethereum and 4.95% for Solana.

Leave commission at 0 if your yield is already after fees. An estimate at a fixed rate, not a promised return.

How to Use the Crypto Staking Calculator

The crypto staking calculator takes five inputs: the amount of tokens, the yield, whether that yield is APR or APY, the validator's commission and the number of years. It returns the tokens earned, the ending balance and, for coins with a price on the page, the dollar value at today's CoinGecko price.

  1. Enter the amount of tokens.
  2. Enter the yield and mark it as APR or APY.
  3. Enter the commission if the yield you have is before fees.
  4. Pick how often rewards compound and the number of years.

The answer is an estimate at a fixed rate. Real staking yields move with inflation, network fees, the share of tokens staked and validator uptime, so treat the result as a sketch, not a promise. This page does not suggest staking any coin.

Example Staking Yields by Coin

Example staking yields by coin on November 8, 2026 ranged from about 2% to about 20%, as Staking Rewards reported them that day. A high rate can reflect high token inflation, which pays stakers in new tokens, so a bigger percentage does not mean a bigger gain in dollars.

Liquid staking protocols publish their own numbers. Lido's API showed a 7-day average APR of about 2.33% for stETH on November 8, 2026, a little below the Ethereum network figure in the table.5 The liquid staking explainer covers how those tokens work.

Network staking reward rates, Staking Rewards, read November 8, 2026
CoinReward rateShare of supply staked
Ethereum (ETH)2.51%36.3%
Solana (SOL)4.95%68.09%
Cardano (ADA)2.09%56.66%
Cosmos Hub (ATOM)19.68%64.22%

APR vs APY in Staking

APR vs APY in staking comes down to compounding: APR is the simple yearly rate, and APY is the rate once rewards are added back and start earning too. The formula is APY = (1 + APR ÷ n)^n − 1, where n is the number of times a year rewards compound.

  • 10% APR compounded monthly is about 10.47% APY.
  • 10% APR compounded daily is about 10.52% APY.
  • With no compounding, APR and APY are the same.

Whether rewards compound depends on the chain. On Solana, Anza's docs say rewards are paid at the end of each epoch and added to the stake automatically.6 On other chains you may have to claim and restake by hand, so enter a lower compounding count to match. The APR to APY calculator does the conversion on its own.

How Validator Commission Affects Staking Rewards

Validator commission affects staking rewards by taking a percentage of what the stake earns before the rest reaches you. Solana's staking docs describe commission as the fee validators charge to cover their costs, and say validators may compete to offer lower commission.7

The calculator applies it as net APR = gross APR × (1 − commission). A 10% commission on a 5% gross yield leaves 4.5%, and a 5% commission leaves 4.75%. Check whether a quoted yield is already after commission before entering one, or the calculator will take the fee twice.

Crypto Staking Example With Compounding

A crypto staking example with round numbers shows how compounding adds up over several years; the figures illustrate the math and are not a promised return. Take 1,000 tokens at 5% APY for 3 years: the balance grows to about 1,157.63 tokens, because each year's rewards earn rewards the next year.

At 5% with no compounding, the same 1,000 tokens would end at 1,150, so compounding adds about 7.63 tokens here. The dollar value depends on the token's price at the end, which can rise or fall more than the yield. For a Solana stake with today's network inputs, use the Solana staking calculator; for ether, the ETH staking calculator.

Staking Calculator Taxes

The staking calculator leaves taxes out, because tax rules for staking rewards differ by country and this page gives no tax advice. As one fact, the IRS digital assets page says staking rewards count as taxable income in the US.8 More tools sit on the calculators hub.

Questions People Ask About Crypto staking calculator

These are the questions people ask next about Crypto staking calculator.

How are crypto staking rewards calculated?

Crypto staking rewards are calculated as the staked amount times the yield, minus the validator's commission, with compounding if rewards are added back to the stake. The calculator turns APR into APY using how often rewards compound.

What is the difference between APR and APY in crypto?

The difference between APR and APY in crypto is compounding. APR is the simple yearly rate; APY includes rewards earning further rewards. At 10% APR compounded daily, the APY is about 10.52%.

Which crypto has the highest staking yield?

The crypto with the highest staking yield in this page's table on November 8, 2026 was Cosmos Hub at 19.68%, per Staking Rewards. A high yield can come from high token inflation, so it says little about returns in dollars.

Are staking yields fixed?

Staking yields are not fixed. They change with each chain's inflation, network fees, the share of tokens staked and the validator's commission and uptime, so any calculator result is an estimate at today's rate.

Sources

Every number on this page comes from these sources, checked November 10, 2026.

  1. stakingrewards.com/asset/ethereum-2-0
  2. stakingrewards.com/asset/solana
  3. stakingrewards.com/asset/cardano
  4. stakingrewards.com/asset/cosmos
  5. eth-api.lido.fi/v1/protocol/steth/apr/sma
  6. docs.anza.xyz/consensus/stake-delegation-and-rewards
  7. solana.com/docs/references/staking
  8. irs.gov/filing/digital-assets